:root{
  --ink:#0d1b2a;--ink2:#172b3d;--muted:#566575;--line:#dfe6ec;--paper:#f7f9fb;
  --accent:#0b6b5f;--accent-dark:#07544b;--accent2:#e9f6f3;--white:#fff;--max:1180px;
  --shadow:0 14px 40px rgba(13,27,42,.08)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.68 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white)}
a{color:#075f57;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:#043e39}
.wrap{max-width:var(--max);margin:auto;padding:0 22px}
.site-header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:20;backdrop-filter:blur(10px)}
.navbar{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-weight:900;font-size:21px;text-decoration:none;color:var(--ink);letter-spacing:-.45px;white-space:nowrap}.brand span{color:var(--accent)}
.mainnav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.mainnav>a:not(.head-cta){text-decoration:none;color:var(--ink);font-weight:700;font-size:14px}
.head-cta{display:inline-flex;align-items:center;background:var(--accent);color:#fff!important;text-decoration:none!important;padding:9px 13px;border-radius:9px;font-weight:850;font-size:13px;white-space:nowrap}
.hero{padding:76px 0 54px;background:linear-gradient(180deg,#eef8f5 0,#fff 100%)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:850;font-size:12px;color:var(--accent)}
h1{font-size:clamp(39px,6vw,66px);line-height:1.02;letter-spacing:-2px;max-width:900px;margin:12px 0 20px}h2{font-size:31px;line-height:1.18;letter-spacing:-.7px;margin:44px 0 14px}h3{font-size:21px;line-height:1.3;margin:26px 0 8px}
.lead{font-size:20px;color:var(--muted);max-width:790px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:28px 0}.card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff}.card h3{margin-top:0}.card p{color:var(--muted)}
.btn{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;padding:13px 18px;border-radius:10px;font-weight:850}.btn:hover,.head-cta:hover{background:var(--accent-dark)}.btn.secondary{background:#fff;color:var(--ink)!important;border:1px solid var(--line)}
.layout{max-width:var(--max);margin:46px auto 0;padding:0 22px;display:grid;grid-template-columns:minmax(0,790px) 300px;gap:52px;align-items:start}.article{min-width:0}.article h1{font-size:48px;max-width:none}.article p,.article li{font-size:17px}.article ul,.article ol{padding-left:24px}.article blockquote{border-left:4px solid var(--accent);margin:28px 0;padding:6px 0 6px 18px;color:var(--muted)}
.note,.disclosure,.source-note{padding:16px 18px;border-radius:10px;background:var(--accent2);border:1px solid #cce7e1;margin:22px 0}.source-note{background:#f7f9fb;border-color:var(--line);font-size:14px;color:var(--muted)}
.toc{border:1px solid var(--line);padding:18px 22px;border-radius:12px;background:var(--paper);margin:26px 0}.toc strong{display:block;margin-bottom:6px}
table{border-collapse:collapse;width:100%;margin:26px 0;font-size:15px}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--paper)}
.cta{padding:28px;border-radius:16px;background:var(--ink);color:#fff;margin:36px 0;box-shadow:var(--shadow)}.cta h2{margin:0 0 10px;color:#fff}.cta p{color:#d7e0e7}.cta a{color:#fff}
.sidebar{position:sticky;top:96px}.side-card{border:1px solid var(--line);border-radius:15px;padding:20px;margin-bottom:18px;background:#fff}.side-card.promo{background:var(--ink);color:#fff;border-color:var(--ink)}.side-card.promo p{color:#d8e1e8}.side-card h3{margin:0 0 9px;font-size:18px}.side-card ul{list-style:none;padding:0;margin:10px 0 0}.side-card li{border-top:1px solid var(--line);padding:10px 0}.side-card li:first-child{border-top:0}.side-card a{font-weight:700;font-size:14px}.side-card.promo a{color:#fff}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:12px}.meta{color:var(--muted);font-size:14px}.pill{display:inline-block;background:var(--accent2);padding:5px 9px;border-radius:99px;font-size:12px;font-weight:800;margin-right:6px}
footer{margin-top:72px;padding:42px 0;border-top:1px solid var(--line);background:var(--paper);color:var(--muted);font-size:14px}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}.footergrid strong{color:var(--ink)}
.small{font-size:13px;color:var(--muted)}.home-section{padding:18px 0 20px}
@media(max-width:930px){.layout{grid-template-columns:1fr}.sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:16px}.side-card{margin:0}}
@media(max-width:760px){.grid{grid-template-columns:1fr}.navbar{align-items:flex-start;padding-top:13px;padding-bottom:13px;flex-direction:column}.mainnav{gap:12px}.hero{padding-top:46px}.article h1{font-size:38px}.footergrid,.sidebar{grid-template-columns:1fr}.head-cta{padding:8px 11px}}